As a dealer for the people, I feel it is my obligation to the Connecticut car buyers, to help them to sort through all the car dealer spam that’s out there. My name is Jill Merriam, owner of Key Hyundai of Milford and my goal is to help YOU feel confident in your car purchase this summer. Summertime is an especially popular time for car dealer ads to scream low prices and crazy offers, that’s why this month I am introducing my “Summertime Spam Alert” offer. Bring down any car ad or any proposed car deal and I or one of the managers will personally give you a free deal analysis deciphering all the fine print with absolutely no pressure to buy a car from Key Hyundai of Milford. Because car dealer spam is becoming more prevalent I created a free report featuring common car scams to avoid on my site http://jillforthepeople.com. As always, our goal is 100% credit approval everyday because at Key Hyundai of Milford we focus on your future not your past.

I think it’s true, everything you need to know you definitely learned in Kindergarten. It’s just a matter of remembering it. I am going to revel the three simple ways to buy a car over the next week or so through little anecdotes that will make it more fun. The first secret reveled is to understand your personal finances better than the car dealer does.

My six year old, Brady, had his first lesson on budgeting last night. I was putting him to bed last night and he said, “Mom, how much did our house cost?” I was honest with him and told him the amount. I then proceeded to explain to him that it was more money than we had so we had to borrow it from the bank. I told him that we would be paying the bank back for the next 24 years, until his is 30 years old. That’s why I have to go to work everyday at Key Hyundai. But, we bought this house because it was in a great neighborhood and we knew we could afford the amount we pay each month.

I could see his wheels were turning and he wanted to know more. So, he said, “mom, was the house cheap or weak?” I wanted to laugh but I controlled myself. I explained that both words meant and I explained that the house was medium priced.

Afterwards, I realized that this was his first life lesson on money and budgeting. Friends always ask me whether they are getting a good deal on a car. I think it’s so sad that the whole car buying process has gotten over-complicated. It’s not really that difficult. The first thing you need to do before you buy a car is to understand your credit and the interest rate you qualify. Don’t let a car dealer have to explain your credit to you unless you know and trust that dealer. You can go to Transunion and run your credit bureau for $14.95. It’s well worth the money. Once your armed with your credit score, go into your local bank and find out what auto rate you’ll qualify for. Then, when you go to buy a car, you can present the dealer with that interest rate and see if they can meet or beat it. Financing through the dealership may be a better option for you because it’s more convenient and the interest rates can be very competitive. But, that should be your decision to make.

I also understand that some people have had setbacks in life and may not be able to get traditional financing through a bank. In that situation, the dealer really is your best option. But, you should still be armed with your credit report and understand where your issues are. At Key Hyundai, we have relationships with banks that help people with bad credit. And, in the State of CT, you can’t get crushed on the interest rates due to the usury laws that cap the maximum amount a bank can charge on an auto loan.

If you ever need no pressure advise, please feel free to reach out to me at jillcares@keycars.com or visit my consumer information website at http://jillforthepeople.com . My name is Jill Merriam, I am the owner of Key Hyundai of Manchester, CT and Key Hyundai of Milford, CT and the Dealer for the People.

Why come to Key Hyundai of Manchester and Milford if you have bad credit? At Key Hyundai of Manchester and Key Hyundai of Milford we understand and specialize in bad credit. We are a third generation family owned business who prioritizes the importance of helping our customers. At Key Hyundai of Manchester and Key Hyundai of Milford, we have a special finance department that is dedicated to getting consumers with bad credit a loan. At Key Hyundai of Manchester and Key Hyundai of Milford we know that getting an auto loan with bad credit can be a frustrating process and we are here to help! What makes the auto loan process even easier is the availability of getting approved online at http://keycars.com. We can help out whether you are in the market for a new Hyundai or a used vehicle. Visit http://keycars.com to get your approval today or call (860)643-2700 to talk with our special finance department at Key Hyundai of Manchester and Key Hyundai of Milford.

Are you in the market for new Hyundai or a used car? If so, this could be your week to get your best deal. According to truecar.com, the average new car discount on Nov. 27 is projected to be 7.5%. The average discount the day before and after is expected to be just over 6%. On a typical day throughout the year, car shoppers usually pay about 4.7% less than the sticker price.

Truecar.com projected particularly large Black Friday discounts on certain models. For instance, consumers should be able to pay about 28% off sticker price for a 2009 Suzuki SX4 compact car, 26% off for a 2009 Nissan Titan or Ford F-150 pick-up or 20% off a 2009 Hyundai Sonata sedan.

At Key Hyundai in Manchester and Milford we are in the middle of our Annual Thanksgiving Clearance. New Hyundai buyers and used car buyers from the Greater Hartford and Greater New Haven area are getting amazing deals. For example, test drive a car and get a turkey, buy a car and get a $100 shopping spree to the store of your choice. You can also get 0% for 72 months on a 2010 Hyundai Sonata. The interest savings and rebate can be up to $6000 over the life of the loan! For more information, visit us on the web at www.keycars.com

We can help!

In this economy, you’ve probably tried to get approved for auto credit in Connecticut before. At Key Hyundai in Milford, Connecticut, no matter how bad your credit is, they will work with you to get the auto loan you need to finance the vehicle of your dreams in Connecticut! Key Hyundai knows how frustrating the loan approval process can be when you have a bad credit history in Connecticut. After filling out an easy, online application at www.keycars.com and gaining your Connecticut auto loan, the next step is to head to a Connecticut dealership that will provide you with a vehicle at a low price with a great value-Key Hyundai located on 566 Bridgeport Avenue, in Milford, Connecticut.

At Key Hyundai, regardless of your bad credit in Connecticut, you’ll be able to easily attain credit approval online. Key Hyundai works to help their bad credit Connecticut customers secure the best financing available. Key Hyundai maintains relationships with all major banks and finance companies and therefore can arrange the financing terms that best suit the needs of their bad credit Connecticut customers. To get started, fill out the form at www.keycars.com and one of their finance specialists will contact you buy phone within one hour during normal business hours to complete a credit application-it’s that easy to turn your bad credit around in Connecticut!

For bad credit customers in Connecticut, Key Hyundai has numerous money-saving options for their prized customers! At www.keycars.com, you can even try out their gas-savings calculator, view a list of fuel-saving tips, and check out Hyundai fuel economy ratings - among the best in the industry! Also every new Hyundai comes standard with a 10-year, 100,000 mile warranty at no additional cost to our Connecticut customers! Bad credit in Connecticut can happen to anyone-the staff at Key Hyundai knows this, and that’s why they set their goal to provide fast, easy financing options for their deserving Connecticut customers.

Key Hyundai offers benefits for their bad credit Connecticut customers that other car dealers in Connecticut simply don’t offer. With their easy financing options for bad credit customers in Connecticut, online money savings calculators, and low, low prices, there’s no other car dealership for your Connecticut car than Key Hyundai in Milford! At Key Hyundai, you’re not only guaranteed a reliable, affordable car, but a car-buying experience that will make you want to help others with bad credit in Connecticut by referring them to Key Hyundai. And with their referral rewards program where you could earn over $3000 or more per year, why would you refer friends and family anywhere else? No other car dealership will pay their customers just for spreading the word, so hurry in to Key Hyundai in Connecticut today and let them help you turn your bad credit around!